Visa Token Service

A unifying platform for mobile and digital payments.

Offer more ways to pay

Visa Token Service can help you build and maintain your digital payment experiences while protecting consumers’ sensitive information from fraud. As more consumers come to expect mobile payment solutions, Visa Token Service provides three essential tools to help you meet the demand.

Custom payment solutions

Visa offers standards, specifications, development tools, and turnkey mobile solutions to help partners build and deploy their own tokenised apps to cardholders.
Man with a laptop, tablet, mobile phone, papers and Square payment device on a desk in front of him.

Contactless payment solutions

Contactless mobile transactions are leading the next wave of digital payments, and Visa Token Service can make them simple and secure. With Near Field Communication (NFC) technology, secure purchases are as easy as the wave of a hand.
A left hand holding a mobile phone with a Visa card visible on its screen and an Apple watch on the wrist.
An image of a mobile phone with a Visa card connected to Google Pay for secure and fast transactions online and in-store.
A hand holding a mobile phone showing a Visa card on the screen while in front of a payment terminal.
Woman standing in front of a parked car while looking at her Fitbit.
Man with a backpack standing in front of a counter and a woman smiling at him.

eCommerce solutions

Make it easier for cardholders to pay online with a secure, simplified process that quickly moves customers from cart to conversion.
Man holding a phone using Visa Secure Remote Commerce

Internet of things

Makers of devices like wearables, connected cars, clothing and home appliances – even city infrastructure – can now bring secure payments to life across the Internet of Things with Visa Token Service.
Woman checking her watch on top of a cliff overlooking the ocean.
A woman driving a black convertible car and a man in the passenger seat.
A woman using a smartphone and man using a laptop both sitting on a couch in front of a television.

Developing payment experiences

Visa offers standards, specifications and development tools to help partners build and deploy their own mobile payment apps.
Using Apple Pay at a contactless-enabled terminal inside a taxi.
Person standing in front of a table scanning a qr code on his mobile phone.
Close up of a hand holding a mobile phone next to a payment terminal.

Three essential tools

Visa Token Service is a complete, integrated set of tokenisation tools: Visa Token Vault, Token Management and Visa Risk Manager.
Woman sitting on a bench outside of a business while on her mobile phone.

Get started with the Visa Digital Enablement Programme

Visa’s Digital Enablement Programme (VDEP) simplifies the way you offer innovative payment solutions. With streamlined access to Visa Token Service, VDEP connects financial institutions and technology companies so that you can offer payment options with Google Pay, Samsung Pay and Visa Checkout all in one go.
Illustration of a stopwatch.

One-time integration

Connect quickly and easily with no need for multiple technology integrations.
Illustration depicting data transfer on a smartphone.

Simple and scalable framework

Drive growth through a simple, scalable plan with no pass-through fees.

Robust protection

Receive a powerful combination of security and consumer data protections.

Access to partnerships

Participate with a fast-growing number of technology partners.

Q + A

Answers to commonly asked questions about Visa Token Service.