Visa payWave

Quicker and more convenient than cash.

How it works

No swiping necessary

Look for the symbol

Look for the symbol at checkout.

Wave your card or device

Wave your card or device in front of the reader and wait for confirmation.

Collect your purchases

You may ask for a receipt if you want one. Otherwise – you’re all set.

Benefits

Convenience and security

With Visa payWave, you don’t even need to enter your PIN number to pay. Since you keep hold of your device throughout, there is lower risk of fraud than with traditional swipe technology.

Q + A

Want to know more? Click to expand any of the questions below for additional information about Visa payWave.

: Get in touch with your financial institution to see if Visa payWave is an option for you.
: You can use Visa payWave at any merchant displaying the Visa payWave symbol on the terminal readers.
: Your financial institution should disclose any applicable fees during the application process.
: Visa payWave transactions are just as secure as magnetic stripe transactions and are processed through the same reliable payment network. And, because you remain in control of your payment device during Visa payWave transactions, the risk of fraud is reduced.

: To authorise a payment, you must wave your card or Visa Micro Tag directly within 2.5 to 5 cm (1 to 2 in) of a secure reader that accepts Visa payWave payments. It also has to be correctly oriented for the transaction to go through. Only readers at authorised merchants can process the information on the Visa Micro Tag and Visa cards with Visa payWave.
: The Visa Micro Tag is Visa’s first payment device designed exclusively for Visa payWave payments. It is far smaller than a traditional card - small enough to hang on your key ring. Shortwave radio technology is embedded inside a durable key fob, so that it’s even easier to get to your payment device.
: No. Visa payWave is an added feature that financial institutions may offer to their Visa cardholders.
: Visa payWave is a form of chip card technology. Like chip cards, it uses an advanced computer chip embedded in the card’s plastic to perform secure transactions.
: First, make sure that the merchant accepts Visa payWave – you should see the Visa payWave symbol on the payment terminal. If the merchant accepts Visa payWave and the transaction still fails, Visa card and Mini Card users can swipe to pay, since both of these devices have magnetic stripe functionality in addition to Visa payWave.