Visa Direct is a global solution for real-time1 money movement for individuals between accounts linked to eligible card credentials and between friends and family domestically and globally

Account-to-account (A2A)

Offer users a simple way to move money between their own bank accounts linked to eligible card credentials.

Domestic peer-to-peer (P2P)

Move money seamlessly in real time¹ with Visa Direct-enabled P2P apps.

Cross-border² remittances

Send funds to friends and family around the world using the eligible debit card they already carry.

Account-to-account

Transform account-to-account money movement with Visa Direct³

Brokerage

Consumers can quickly transfer money to their accounts and start investing.

Crypto

Platforms can enable crypto wallet on/off ramps to their users in real time.¹

Neobanks

Neobanks can offer new account openings and fundings to their customers in real time.¹

Financial Institutions (FI)

Financial Institutions can enhance their account-to-account service offerings to customers.

Fintechs

Fintechs can offer the unified end-to-end payment experience today’s customers expect.

Peer-to-peer

Real-time¹ money movement between friends and family made easy with the help of Visa Direct

Wallet apps⁴

Seamlessly move balances in and out of digital wallets.

Banking apps

Help enable money transfers through mobile banking apps.

Messaging platforms

Integrate peer-to-peer payments within messaging apps.

Cross-Border and Remittances²

Visa Direct partners with leading global remittance providers

Remitly logo.
MoneyGram logo.
Western Union logo.
Nium logo.
Xoom logo and the phrase A PayPal service below the logo.
Paysend logo.

Explore our philosophy on money movement

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  1. Actual fund availability depends on receiving financial institution and region.
  2.  Availability varies by market. Please refer to your Visa representative for more information on availability.
  3.  Use cases are for illustrative purposes only. Programme providers are responsible for their programmes and compliance with any applicable laws and regulations.
  4.  Visa Wallet capability is under development and not yet commercially available.